Rural & Agricultural Business Lending

Specialized financing solutions designed for farming operations, rural businesses, and agricultural enterprises across Queensland.

Extended-Term Business Finance

Our extended-term finance products are specifically crafted to support corporate and agricultural borrowers. Whether you're growing your farming operations, acquiring rural property, or restructuring existing business obligations, we provide the capital you need to succeed.

What We Offer

  • Loan amounts from $250,000 up to $3 million
  • Lending up to 80% LVR with no minimum credit requirements
  • Loan terms extending up to 30 years
  • Interest-only payment structures for investment assets
  • Equity release and comprehensive debt consolidation
  • Flexible repayment schedules to match your cash flow
  • Multiple security arrangement options
  • Self-employed and rural business specialists
  • Tax debt consolidation including ATO obligations

Product Highlights

  • Starting Rate: 6.84% p.a. - Competitive rates for rural and agricultural businesses
  • Finance up to 80% LVR: Access substantial funding against your property value
  • No Credit Scoring: Assessment without traditional credit scoring requirements
  • Unlimited Debt Consolidation: No restrictions including taxation debts
  • Unrestricted Equity Access: Unlock your property's value for business growth
  • Self-Employed Friendly: Tailored solutions for self-employed operators

Why Choose Our Rural Lending Solutions?

We understand that rural and agricultural businesses operate under unique circumstances. Our team specializes in comprehending the challenges and opportunities within rural and agricultural sectors. We look beyond standard metrics to evaluate your complete financial position and business circumstances.

Non-Code Regulated Lending: These business finance products are classified as non-code regulated lending, meaning they operate under different regulatory requirements and are specifically structured for commercial or investment applications.

Flexible Benefits

Accelerated Repayment Freedom: Make additional contributions at any time to minimize interest costs with zero early repayment penalties.

Strategic Capital Access: Many facilities provide substantial equity release capabilities, including unrestricted options to fund your business ambitions and operational requirements.

Simplified Refinancing: Consolidate existing facilities from banks, alternative lenders, private sources, and legal-backed loans. We can even help consolidate ATO debt under certain products.

Finance That Evolves With Your Enterprise

Extended-term financing should provide the freedom to strategize, evolve, and maintain competitive advantage. Our approach emphasizes adaptability and sustained momentum, ensuring your finance facility supports expansion at every phase of your business journey. From initial consultation to settlement, we provide end-to-end support with transparent communication and expert guidance.

Start Your Rural Lending Journey

Ready to explore rural and agricultural lending opportunities? Fill out the form below and we'll get back to you within 2 minutes with personalized advice.

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